Knowledgeable Maryland Brain Injury Attorneys Pursue All Medical Recovery Costs After an Accident Due to Negligence
Trust us to fight for maximum compensation
Given the extensive amount of medical care needed to treat a brain injury, it should come as no surprise to learn that the cost of such care is exorbitant. Insurance companies will seek out any reason to minimize their costs.. In the uncertain aftermath of an accident causing injury, finances are almost always a primary concern. When victims and loved ones are faced with not only the potential cost of care, but possibly a sudden loss in earnings due to the injury, they may feel pressured to accept a lump-sum settlement offer from an insurance company, or be uncertain about their rights when an insurance company limits or denies coverage.
At the law offices of Karp, Wigodsky, Norwind, Kudel & Gold, P.A., our Maryland brain injury attorneys have a proven track record of success aggressively seeking justice for victims injured as the result of another person’s negligence. Our in-depth knowledge of costs necessary to recover from a brain injury allows us to confidently seek full damages on your behalf.
Treatment for a TBI is long and costly
The average hospital stay for a TBI can last more than a week and generate a million dollars or more in medical expenses. The estimated cost of a severe brain injury is approximately three million dollars. Even when a patient dies from a brain injury, costs generated by life-saving measures such as ventilator use can be extreme as well, and cause catastrophic financial hardship to families. Costs often include:
- Emergency room treatment
- Intensive care treatment
- Rehabilitation—both physical and psychological
- Evaluation—patients are not discharged until they regain sufficient strength and coordination, as well as demonstrate adequate ability to speak, swallow, and other personal needs
- Outpatient services—continuing rehabilitation, mental health counseling
- Support services—transportation, home assistance, the retrofitting of home for disabled access
When a brain injury is caused by the negligence or recklessness of another, that party can be held liable for these and other expenses resulting from the injury. And given that this extensive recovery often precludes a brain injury victim from working—and prevent them from working again—compensation to replace lost income, both past and future, may be sought as well.
Health insurance coverage is often limited
Because insurance policies tend to vary, determining the amount of coverage available can be difficult, especially as insurers may employ certain methods to minimize their costs following a brain injury. An insurer may deny a brain injury is sufficiently catastrophic, claim the brain condition was pre-existing, or that the insured was responsible for the injury. However, coverage may be available through other forms of insurance. Many brain injuries occur during auto accidents, therefore, your auto coverage or a negligent driver’s auto coverage may cover some damages. Likewise, homeowners insurance may also provide coverage in certain instances.
Sometimes following an accident caused by another party, a representative from that party’s insurer offers a monetary settlement. These proposed settlements are often low-ball offers, insufficient to cover the full amount of anticipated long-term expenses, and are intentionally presented at a time when families are stressed, confused and distracted in the wake of a serious accident. They are intended to minimize the potential loss to the insurer and get the victim to agree to waive the right to any further action against the negligent party. Agreements should never be signed without first consulting with our experienced Maryland brain injury attorneys. We keep your best interest at the forefront and aggressively negotiate or litigate with insurance companies on your behalf.
Don’t hesitate—the sooner you seek legal help, the sooner you can focus on recovery
The states of Maryland and Virginia, as well as the District of Columbia, limit the length of time you are eligible to seek damages against a negligent party following a brain injury. Seek help from our skilled Maryland brain injury attorneys. We fight powerful insurance companies and get results. Contact the law offices of Karp, Wigodsky, Norwind, Kudel & Gold, P.A. at (800) 229-7026 or contact us online for a free initial consultation. We have five offices in the Maryland/Washington D.C. area. There is no fee unless you win, so call today.